Reimagining Home Mortgages
The only end-to-end platform allowing borrowers and lenders to incorporate upgrades into home financing.
About Ruthful
Built for the residential mortgage market, the Ruthful platform automates energy savings, climate resilience, and loan eligibility to enable smarter, more sustainable mortgage decisions.
Reimagine mortgages and unlock cost savings with our underwriting tools that translate critical data and risk into actionable underwriting insights, streamlining Green Mortgage adoption, lowering risk, and improving homeowner comfort and affordability.
Streamlined Green Mortgage Underwriting
Ruthful's solution enables lenders to underwrite and approve energy-efficient retrofits along with residential mortgages
➤ Agentic workflow to scale mortgage deployment
➤ Integrated energy assessment
➤ End-to-end platform
Finance Home and Energy Efficient Retrofit Costs
Ruthful works with our lending partners to help homebuyers couple the cost of retrofits (such as refrigerators, ovens, water faucets, HVACs, flooring and more!) to improve your home comfort and resiliency
➤ Lower utility and insurance costs
➤ Protection of your home against climate hazards
➤ Higher lifetime value of your home
Refinance Home and Energy Efficient Retrofit Costs
Ruthful works with our lending partners to help homeowners refinance their existing mortgage and finance the cost of retrofits to improve your home comfort and resiliency
➤ Lower utility and insurance costs
➤ Protection of your home against climate hazards
➤ Higher lifetime value of your home
$600K
Improvement Financing
$16.5K
Expected Net Savings
$150/mo
